THE REAL ESTATE WORKOUT - COMPANION FILES
julianrsterling.com/workout

Free. No sign-up, no email address. Nothing is locked, protected or watermarked.
Revised 24 September 2026.

Optional: to get an email if these files are ever corrected, join the reader list at
https://julianrsterling-readers.subscribepage.io/
(run by MailerLite, off the site; nothing in this archive needs it).

WHAT IS IN THE ARCHIVE

1. The book's four workbooks, corrected
   Harbour_Quay_The_Four_Options.xlsx       Chapters 1 to 7 and 12
   The_Enforcement_Model.xlsx               Chapters 3, 15, 24 and 28
   The_Extension_Model.xlsx                 Chapters 4, 18, 21, 22 and 26
   Diligence_and_the_Decision_Record.xlsx   Appendix A, Chapters 12 and 26
   00_START_HERE.md                         what changed is at the end
   Each workbook ends on a checks sheet that states its own verdict.

2. Blank_Model_Set/  (new)
   The four workbooks with every input emptied, for your own loan. Each
   checks sheet counts what is still missing and tests what holds for any
   inputs. The book's figures are in book_inputs.txt: type them back in and
   the book's results come back.

3. Working_Documents.pdf  (new)
   Thirteen printable pages: a broken loan in ninety minutes, the four
   options on one page, pricing enforcement, the extension year by year,
   the first thirty days, the standstill, documenting the outcome, the
   twelve clauses, the information you will not be given, before accepting
   a payoff, the credit committee paper, the decision record and the twelve
   mistakes, and when there are other parties. A4, fits Letter.

4. Forty_Questions.xlsx  (new)
   Forty questions across the book, marked by the file as you type.

5. Cases/  (new)
   Case_1_Waiting_When_The_Building_Pays.xlsx          Chapter 28
   Case_2_What_The_Mezzanine_Consent_Is_Worth.xlsx     Chapter 17
   Case_3_Four_Lenders_One_Decision.xlsx               Chapter 27
   Each case: the note on the first sheet, the model after it, checks at the end.

The files open in Excel, LibreOffice Calc, Google Sheets and Numbers. No macros.
